The financial services landscape is evolving rapidly, and with it comes a new era of regulatory scrutiny. The Digital Operational Resilience Act (DORA) represents the EU’s most comprehensive approach to safeguarding the digital backbone of financial services. At XPP, we understand that compliance is not merely about ticking boxes. Compliance is about fostering trust, ensuring continuity, and safeguarding the digital infrastructure that all citizens of the EU rely on.

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What is DORA Compliance?

The Digital Operational Resilience Act (DORA) is a landmark EU regulation designed to strengthen the operational resilience of financial entities by addressing the full spectrum of information and communication technology (ICT) risks. Far from being just another compliance obligation, DORA represents a fundamental shift toward proactive digital resilience. It compels financial institutions across the European Union to implement comprehensive safeguards that enable them to withstand, respond to, and recover from ICT-related disruptions and cyber threats. By unifying fragmented regulatory frameworks under a single standard, DORA aims to ensure the stability, security, and continuity of the EU’s financial ecosystem in an increasingly digital and interconnected world.

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The regulation focuses on five key pillars:

• ICT Risk Management: Establishing comprehensive frameworks to identify, assess, and mitigate digital risks
• Incident Reporting: Implementing structured protocols for documenting and reporting operational disruptions
• Digital Operational Resilience Testing: Conducting regular assessments to validate system robustness
• ICT Third-Party Risk Management: Ensuring suppliers and service providers adhere to stringent security standards
• Information Sharing: Facilitating collaborative threat intelligence across the financial ecosystem
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How XPP’s Solutions Enable DORA Compliance

At XPP, our cloud-native, compliance-first architecture has been purpose-built to align with the demands of DORA. Our platforms are designed for resilience, security, and regulatory transparency, supporting financial institutions and critical service providers across the EU.

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DORA-Aligned Capabilities:

• Isolated Client Environments: Each client operates in separated environments, limiting the potential impact of incidents
• No Direct Exposure to Sensitive Data: We process and store critical information in highly secure environments, easing our clients’ compliance burden
• Ongoing Monitoring and Incident Response: Real-time observability, threat detection, and incident management are embedded throughout our operational framework
• Geographically Redundant Infrastructure: Services are hosted in PCI DSS compliant European data centres with built-in resilience and high availability
• Secure Development and Change Control: All deployments are subject to stringent security reviews, automated testing, and change management processe

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XPP’s Commitment to Compliance

ISO 27001:2022 Certified Information Security Management

Our Information Security Management System (ISMS) governs all aspects of our Software-as-a-Service operations. ISO 27001:2022 certification ensures our security policies, incident procedures, and risk management practices meet globally recognised standards and are independently audited.

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PCI DSS v4.0.1 Compliance

All XPP platforms comply fully with PCI DSS v4.0.1, guaranteeing the secure handling, processing, and storage of cardholder data. Our environments feature strong encryption, access control, and continuous logging mechanisms.

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Strategic Oversight of Third-Party Providers

DORA extends compliance expectations to suppliers, and so do we. Our partnerships with cloud and technology providers are governed by formal service-level agreements and integrated into our enterprise risk management process. These relationships are monitored continuously for compliance and operational security.

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The XPP Advantage: Your Partner in Digital Resilience

Choosing XPP means aligning with a compliance-driven technology partner who understands the intricacies of modern financial regulation. Whether you’re a bank preparing for DORA enforcement or a public body overseeing digital services, XPP’s platforms provide:

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• Streamlined Compliance Operations: Minimise regulatory overhead with built-in controls, audit-ready reporting, and structured documentation
• Enterprise-Class Infrastructure: Rely on robust, scalable systems engineered for high-throughput, high-availability environments
• Effortless Integration: Onboard rapidly with embedded compliance and security frameworks
• Proven Industry Experience: Leverage our long-standing relationships with auditors and regulatory bodies, and our deep understanding of financial governance

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Ready to Reinforce Your Digital Resilience Strategy?

DORA compliance need not be complex. With XPP’s secure, certified, and scalable platforms, your organisation can navigate the new regulatory landscape with confidence.

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Get in touch with our compliance team today to discover how XPP can support your operational resilience goals and ensure ongoing regulatory alignment.

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