Insights Hub

Explore the latest industry insights and updates with XPP articles, exclusive interviews, and stay informed about upcoming events.

Tom van der Poel - Headshot

Interview

7 min read

Meeting Tom van der Poel

Discover how XPP, the new payment powerhouse from XMDS, is transforming the payment technology landscape. CEO Tom van der Poel shares insights on innovation, industry impact, and the future of seamless transactions in this exclusive interview.

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News

XPP Partners with Rapyd to Unlock Global Acquiring

By integrating Rapyd’s capabilities into Ginger, XPP’s white-label gateway, we’re enabling PSPs and financial institutions to launch personalised, embedded payment solutions with global reach and complete control.

Read more
Blog

Beyond the Card: What OVpay Signals for the Future of Fare Collection

OVpay marks a major shift in Dutch transit to an account-based model where payment anchors the journey. Behind this shift is Vayapay, providing the secure, seamless payment layer that makes travel frictionless.

Read more
Blog

The Future of Campus Payments

As students demand seamless digital payment experiences, as outdated systems create friction. This blog explores how KUARIO powers mobile-first, all-in-one campus payment solutions across Europe.

Read More
Blog

Solving Payment Challenges: Tabakalera's Public Printing Success Story

Discover how KUARIO enabled self-service public printing with cashless payments at Tabakalera—streamlining access, revenue, and staff efficiency.

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Interview

Meet Aissam Errami

Meet Aissam Errami, Chief Product Officer at XPP. With 12+ years in fintech and product leadership, he’s focused on uniting XPP’s products into one clear, customer-driven strategy.

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Blog

Enabling Frictionless Payments through Omnichannel and Interoperability

Discover how comprehensive tokenisation enables interoperability and, with omnichannel payment services, delivers frictionless payment experiences.

Read Article
Blog

The Power of Hybrid Payment Solutions

Hybrid payment systems are redefining how semi-public spaces serve regular users and guests. This blog explores how we combine the best of open- and closed-loop payments, from coffee machines to printers.

Read Article
Blog

How Partnerships Fuel Payment Innovation: XPP’s Vayapay at TTG

Vayapay, Flytoget and Elavon discuss how their partnership delivered the world's first omnichannel ID-based ticketing and set a standard for how partnerships fuel innovation.

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Blog

Payment Systems Should Be the First Thought, Not the Last

Payment is the first touchpoint in the customer journey, and friction like app overload and complex registrations discourage use.

Read Article
Blog

Mölndals Libraries x KUARIO by XPP

Learn how Mölndals Libraries transform its printing and payment services from a basic offering to an accessible, modern, and economical system.

Read Article
Blog

Transforming Public Printing Services

By partnering with KUARIO, Southampton Libraries transformed their printing services, offering greater flexibility, better customer experience, and increased revenue.

Read Article
Vayapay

Reducing Payment Friction in Mass Transit

Discover how modern omnichannel payment services reduce friction in public transport, enhance passenger experience, and improve efficiency for operators.

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Blog

Meeting Geert Groenewold

Geert, XPP’s COO, shares his focus on operational excellence, problem-solving, and collaboration. With 30 years in project management, he values autonomy, clear goals, and teamwork.

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Blog

Modernising Libraries

Self-service printing is transforming libraries, making services faster, cashless, and more accessible. With solutions like KUARIO’s MFP Kiosk, libraries streamline operations, empower staff, and enhance user experience. Discover how libraries are evolving for the digital age.

Read Article
Blog

The Power of Closed-Loop Payments

Closed-loop payment systems turn office amenities into personalised employee benefits, enhancing workplace experiences, boosting efficiency, and fostering engagement through seamless payments and actionable insights.

Read Article
News

XPP and Oxivo Group Form Strategic Alliance

Discover how XPP and Oxivo Group's groundbreaking partnership revolutionises public transport payments in Turkey with seamless, innovative payment solutions that can transform mobility.

Read Article
Blog

Meeting Annika Kiestra

CMO Annika shares her journey, leadership insights, and vision for customer-first marketing in payment tech.

Read Article
Blog

The Future of eCommerce Payments

Discover how white-label payment gateway solutions enable banks and Payment Service Providers (PSPs) to thrive in the £6 trillion e-commerce market by enhancing control, reducing costs, and delivering exceptional merchant experiences.

Read Article
Blog

Campus Payments in German Higher Education

Discover how KUARIO by XPP transforms campus payment management in German higher education. Simplify financial operations, enhance student experiences, and redirect resources toward education quality.

Read Article
Blog

Meeting Jesse Stolwijk

Meet Jesse, a leader who has truly grown up within the company. Starting as a fresh graduate and joining right out of college, he’s spent the past six years transforming from a junior software engineer to a key member of the XPP team. Get to know Jesse in this exclusive interview.

Read Article
News

XMDS Holding Launches XPP

XMDS Holding introduces XPP, uniting payment products Vayapay, Ginger Payments, KUARIO, and Pecunda under one brand. Alongside Ximedes, this move strengthens its position in European payments, offering custom software and proven SaaS platforms.

Read Article
News

Four Payment Innovators Unite Under One Vision

XPP has launched, combining Vayapay, Ginger Payments, KUARIO, and Pecunda to modernise payments with embedded, omni-channel solutions.

Read Article
Blog

Meeting Tom van der Poel

Discover how XPP is transforming the payment technology landscape. CEO Tom van der Poel shares insights on innovation, industry impact, and the future of seamless transactions in this exclusive interview.

Read Article
News

XPP Partners with Rapyd to Unlock Global Acquiring

By integrating Rapyd’s capabilities into Ginger, XPP’s white-label gateway, we’re enabling PSPs and financial institutions to launch personalised, embedded payment solutions with global reach and complete control.

Read more
News

XPP and Oxivo Group Form Strategic Alliance

Discover how XPP and Oxivo Group's groundbreaking partnership revolutionises public transport payments in Turkey with seamless, innovative payment solutions that can transform mobility.

Read Article
News

XMDS Holding Launches XPP

XMDS Holding introduces XPP, uniting payment products Vayapay, Ginger Payments, KUARIO, and Pecunda under one brand. Alongside Ximedes, this move strengthens its position in European payments, offering custom software and proven SaaS platforms.

Read Article
News

Four Payment Innovators Unite Under One Vision

XPP has launched, combining Vayapay, Ginger Payments, KUARIO, and Pecunda to modernise payments with embedded, omni-channel solutions.

Read Article
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Blog

Beyond the Card: What OVpay Signals for the Future of Fare Collection

OVpay marks a major shift in Dutch transit to an account-based model where payment anchors the journey. Behind this shift is Vayapay, providing the secure, seamless payment layer that makes travel frictionless.

Read more
Blog

The Future of Campus Payments

As students demand seamless digital payment experiences, as outdated systems create friction. This blog explores how KUARIO powers mobile-first, all-in-one campus payment solutions across Europe.

Read More
Blog

Solving Payment Challenges: Tabakalera's Public Printing Success Story

Discover how KUARIO enabled self-service public printing with cashless payments at Tabakalera—streamlining access, revenue, and staff efficiency.

Read Article
Blog

Enabling Frictionless Payments through Omnichannel and Interoperability

Discover how comprehensive tokenisation enables interoperability and, with omnichannel payment services, delivers frictionless payment experiences.

Read Article
Blog

The Power of Hybrid Payment Solutions

Hybrid payment systems are redefining how semi-public spaces serve regular users and guests. This blog explores how we combine the best of open- and closed-loop payments, from coffee machines to printers.

Read Article
Blog

How Partnerships Fuel Payment Innovation: XPP’s Vayapay at TTG

Vayapay, Flytoget and Elavon discuss how their partnership delivered the world's first omnichannel ID-based ticketing and set a standard for how partnerships fuel innovation.

Read Article
Blog

Payment Systems Should Be the First Thought, Not the Last

Payment is the first touchpoint in the customer journey, and friction like app overload and complex registrations discourage use.

Read Article
Blog

Mölndals Libraries x KUARIO by XPP

Learn how Mölndals Libraries transform its printing and payment services from a basic offering to an accessible, modern, and economical system.

Read Article
Blog

Transforming Public Printing Services

By partnering with KUARIO, Southampton Libraries transformed their printing services, offering greater flexibility, better customer experience, and increased revenue.

Read Article
Blog

Meeting Geert Groenewold

Geert, XPP’s COO, shares his focus on operational excellence, problem-solving, and collaboration. With 30 years in project management, he values autonomy, clear goals, and teamwork.

Read Article
Blog

Modernising Libraries

Self-service printing is transforming libraries, making services faster, cashless, and more accessible. With solutions like KUARIO’s MFP Kiosk, libraries streamline operations, empower staff, and enhance user experience. Discover how libraries are evolving for the digital age.

Read Article
Blog

The Power of Closed-Loop Payments

Closed-loop payment systems turn office amenities into personalised employee benefits, enhancing workplace experiences, boosting efficiency, and fostering engagement through seamless payments and actionable insights.

Read Article
Blog

Meeting Annika Kiestra

CMO Annika shares her journey, leadership insights, and vision for customer-first marketing in payment tech.

Read Article
Blog

The Future of eCommerce Payments

Discover how white-label payment gateway solutions enable banks and Payment Service Providers (PSPs) to thrive in the £6 trillion e-commerce market by enhancing control, reducing costs, and delivering exceptional merchant experiences.

Read Article
Blog

Campus Payments in German Higher Education

Discover how KUARIO by XPP transforms campus payment management in German higher education. Simplify financial operations, enhance student experiences, and redirect resources toward education quality.

Read Article
Blog

Meeting Jesse Stolwijk

Meet Jesse, a leader who has truly grown up within the company. Starting as a fresh graduate and joining right out of college, he’s spent the past six years transforming from a junior software engineer to a key member of the XPP team. Get to know Jesse in this exclusive interview.

Read Article
Blog

Meeting Tom van der Poel

Discover how XPP is transforming the payment technology landscape. CEO Tom van der Poel shares insights on innovation, industry impact, and the future of seamless transactions in this exclusive interview.

Read Article