We handle the
payments, you focus
on what matters
At KUARIO, we believe payments shouldn’t distract you from what matters most—your students, staff, customers, or guests. That’s why we created an intuitive, easy-to-use payment solution that manages all your payment processing and supports both open- and closed-loop payments in a single device, enabling you to deliver a seamless, personalised payment experience for every user.
















The KUARIO App
The KUARIO App is your users' solution for all their payment needs. They can effortlessly make payments, check their balance, instantly top up their wallet, and review their transaction history at any time. Available in multiple languages and supporting various currencies, it ensures a seamless and personalised experience.The KUARIO mobile app is available for Android and iOS.
The HybridPay Terminal
The KUARIO HybridPay Terminal seamlessly integrates open-loop and closed-loop payment systems, catering to both frequent users like staff and students, and occasional visitors. It supports payments via bank cards, mobile wallets, QR codes, campus cards, or IDs, ensuring the correct pricing and privileges are applied automatically. Its compact, secure, and durable design makes it ideal for vending machines, kiosks, and self-service stations, with a countertop model available for cash register use.
The Management Dashboard
KUARIO's user-friendly dashboard lets you manage and monitor MFPs, set products and prices for vending and coffee machines, and review usage activities and transactions. Our management dashboard lets you scale up easily across many locations.
The MFP Kiosk
KUARIO MFP Kiosk is an embedded software application that converts multifunctional printers into complete self-service stations with flexible payment options perfect for libraries and public spaces. Users can quickly print, copy, scan, and pay at the KUARIO MFP Kiosk, while staff benefit from easy device management and automated payment processing.
Who is it for?
Learn more about how KUARIO can help you solve your specific challenges by selecting your industry.

Modern Payments for Higher Education
KUARIO is an efficient and easy-to-use open- and closed-loop payment solution that handles all payment processing for you while providing tools to create personalised payment experience for your students.

Effortless Printing in Libraries
KUARIO is a printing and payment platform that transforms standard multi-functional printers into self-service stations, making library printing effortless. Visitors can print, copy, scan, and pay from their own devices in minutes—without any account registration. Reducing print support queries, and allowing staff to provide more personalized assistance where it matters most.

Simplifying Transactions in Corporate Offices
Payments shouldn’t distract you from what matters most – your people and your business. With KUARIO, you combine open- and closed-loop payments in one solution, let us handle clearing and settlement under a single contract, and gain the tools to deliver personalised payment experiences that strengthen employee engagement.