embedded

Payments

Clients today want every transaction to be fast, easy, and safe. That's where payments without friction come in. These solutions make the payment process easier by getting rid of conventional checkout barriers like having to enter card information by hand, log in, or even take out a wallet.

Whether we use embedded or seamless payment systems, the goal is the same: to provide a great client experience. Zero-friction payment solutions use technologies like contactless cards, mobile wallets, biometric authentication, and even invisible payments to make transactions almost too easy.

Frictionless Payments Made Simple

At XPP, we serve a variety of clients, from financial institutions to libraries, but one thing they all have in common is a desire for a seamless payment experience. Our product suite offers multiple solutions designed to fit your client’s needs.

Zero-Friction Payments using XPP's Embedded Checkout

A great example of a seamless and embedded checkout experience within e-commerce platforms is the use of a hosted checkout that fully mirrors the merchant's environment. Merchants can embed a payment experience that allows customers to pay without any friction. This ensures speed, safety, and compliance without the burden of a complex integration and costly maintenance. For end-users, this means a smooth, secure checkout with no redirects, no visual disruption, and no need to re-enter payment details. It boosts confidence and reduces cart abandonment.

Make our platform your own.

Unlike typical shared platforms or white-label setups, where many merchants share the same backend infrastructure, XPP provides you with your own fully isolated environment with our Ginger e-commerce payment gateway. This means you get dedicated infrastructure, data segregation, and full control over how your payment pages look and behave. You can tailor the checkout experience to match your own branding or that of your customers, including logos, colour schemes, and typography. The hosted checkout can be styled to reflect your visual identity or that of the merchants you serve. The result is a clean, consistent payment experience with no design inconsistencies. It builds trust and increases conversion rates. Prefer to own the checkout end-to-end? Both you and your customers can also integrate directly using our APIs, giving you full control over the payment experience.

Zero-Friction Payments using Embedded Solutions

Beyond e-commerce payment solutions, XPP also enables fully embedded payments in physical and shared-use environments. A leading example is KUARIO, our digital payment platform designed for managing cashless transactions in settings like schools, offices, universities, and public spaces.

Embedded Payment Solutions Made Simple

KUARIO enables users to pay for everyday services like printing, vending and laundry, through a single, unified mobile app or web portal. By linking a preferred payment method such as iDEAL, PayPal, credit card, or bank transfer, users can easily load funds into their KUARIO wallet or make use of our auto top-up function.
Find What Works Best For Your Business

XPP is proud to be an expert in embedded and seamless zero-friction payments. Our product suite is broad, which means we have experts in a variety of markets, from libraries to public transport. We work with you to determine the best level of integration for your company and its customers, as one size does not fit all.

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Contact us today to learn how XPP can empower your business.

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