Insights Hub

Vayapay and FARA are bringing frictionless "tap and go" payments to Norway’s transit system, making travel simpler for passengers and more efficient for operators

The KUARIO HybridPay Terminal modernises semi-public payments by combining open- and closed-loop systems in one device, ensuring a seamless payment experience for every user, from students to visitors

Discover how integrating a white-label e-commerce payment gateway delivers speed, stronger merchant relationships, and higher margins, without the cost or complexity of building from scratch.

Deferred transit payments keep travel smooth but expose systems to fare evasion. Vayapay enables operators to prevent abuse without disrupting the seamless payment experience.

Public transport begins with a tap, but behind it lies a complex, secure payment application powering seamless mobility, ensuring trust, inclusion, and adaptability in modern urban networks.

The financial services landscape is evolving. The Digital Operational Resilience Act sets the EU benchmark for stability, security, and trust across the financial sector.

Explore how Flytoget and Vayapay launched the first omnichannel transit payment system with the Vayapay Smart Platform, enabling frictionless travel.

Discover how Austrian Post modernised 126 branches with KUARIO’s self-service printers, cutting devices by 60% and growing revenue by 72% through mobile and cashless access.

XPP's Ginger and Silverflow combine gateway and processing capabilities to deliver scheme-integrated payment solutions for acquirers.

At Money20/20 in Amsterdam, our CEO Tom van der Poel, joined the PayTechTalk podcast to discuss how personalised payments are reshaping customer journey.

By integrating Rapyd’s capabilities into Ginger, XPP’s white-label gateway, we’re enabling PSPs and financial institutions to launch personalised, embedded payment solutions with global reach.

OVpay marks a major shift in Dutch transit to an account-based model. Behind this shift is Vayapay, providing the secure, seamless payment layer that makes travel frictionless.

As students demand seamless digital payment experiences, as outdated systems create friction. This blog explores how KUARIO powers mobile-first, all-in-one campus payment solutions across Europe.

Discover how KUARIO enabled self-service public printing with cashless payments at Tabakalera, streamlining access, revenue, and staff efficiency.

Meet Aissam Errami, Chief Product Officer at XPP. With 12+ years in fintech and product leadership, he’s focused on uniting XPP’s products into one clear, customer-driven strategy.

Discover how comprehensive tokenisation enables interoperability and, with omnichannel payment services, delivers frictionless payment experiences.

Learn how Mölndals Libraries transform its printing and payment services from a basic offering to an accessible, modern, and economical system.

By partnering with KUARIO, Southampton Libraries transformed their printing services, offering greater flexibility, better customer experience, and increased revenue.

Hybrid payment systems are redefining how semi-public spaces serve regular users and guests. This blog explores how we combine open- and closed-loop payments, from coffee machines to printers.

Vayapay, Flytoget and Elavon discuss how their partnership delivered the world's first omnichannel ID-based ticketing and set a standard for how partnerships fuel innovation.

Payment is the first touchpoint in the customer journey, and friction like app overload and complex registrations discourage use.

Discover how modern omnichannel payment services reduce friction in public transport, enhance passenger experience, and improve efficiency for operators.

Geert, XPP’s COO, shares his focus on operational excellence, problem-solving, and collaboration. With 30 years in project management, he values autonomy, clear goals, and teamwork.

With solutions like KUARIO’s MFP Kiosk, libraries streamline operations, empower staff, and enhance user experience. Discover how libraries are evolving for the digital age.

Closed-loop payment systems turn office amenities into personalised employee benefits, enhancing workplace experiences, boosting efficiency, and fostering engagement through seamless payments.

Discover how XPP and Oxivo Group's groundbreaking partnership revolutionises public transport payments in Turkey with seamless, innovative payment solutions that can transform mobility.

CMO Annika Kiestra shares her journey, leadership insights, and vision for crafting XPP's customer-first marketing in payment tech.

Discover how white-label payment gateway solutions enable banks and Payment Service Providers (PSPs) to thrive in the £6 trillion e-commerce market.

Discover how KUARIO by XPP transforms campus payment management in German higher education. Simplify financial operations, enhance student experiences, and redirect resources toward education quality.

Meet Jesse, a leader who has spent the past six years transforming from a junior software engineer engineer to a key member of the XPP team. Get to know Jesse in this exclusive interview.

CEO Tom van der Poel shares insights on innovation, industry impact, and the future of seamless transactions in this exclusive interview.

XPP has launched, combining Vayapay, Ginger Payments, KUARIO, and Pecunda to modernise payments with embedded, omni-channel solutions.

XMDS Holding introduces XPP, uniting payment products Vayapay, Ginger Payments, KUARIO, and Pecunda under one brand. Alongside Ximedes, this move strengthens its position in European payments.

Explore Swiss Post’s transformation with KUARIO: self-service printers, cloud integration, and 89% more usage across 320 branches.