Launch your own
e-commerce payment gateway

Ginger is a white-label e-commerce payment gateway, with direct access to card schemes through its integration with Silverflow. We provide you with a fully isolated platform, ensuring maximum security and privacy, and giving you full data and brand ownership. With Ginger you have the flexibility to integrate only what you need, the ability to go live fast, with faster response times and full data control.

How does it work?

Whether you're launching a new e-commerce payment gateway or upgrading an existing setup, Ginger's comprehensive API integrates seamlessly into your infrastructure, enabling you to go to market faster with our white-label components that cover everything from UIs, APIs, and documentation.

Our Value Proposition

Why Ginger?

Higher Conversion Rates

Ginger delivers your own isolated, regionally hosted platform with maximum security and full data and brand ownership. Unlike shared platform providers, your platform is exclusively yours, eliminating external interference risks that boost brand trust and conversion rates.

Partnership-First Approach

We're not just a vendor,  we act as your go-to-market technology partner. From onboarding to acquirer relationships and merchant enrollment, our dedicated team of payment experts supports you through launch and growth. We work closely with your team to ensure speed, clarity and long-term scalability.

Everything You Need to Scale Payments

Ginger's API-first platform handles PCI DSS Level 1 compliance through tokenisation, improves approval rates, and supports advanced transaction types. Built-in tools like merchant enrollment and hosted checkout let you focus on scaling, not integration complexity. Add new capabilities to your existing stack without migration or disruption.

Key Features

Infrastructure & Control

Single-Tenant Architecture

Secure infrastructure, hosted in your region for performance, compliance and latency

Proven, Bank-grade Technology

Ginger’s infrastructure is designed in collaboration with acquirers and EMI-licensed institutions, delivering enterprise-grade reliability, security and compliance.

Secondary Domain Support

Route high-risk flows via alternate domains to protect reputation during sensitive payment interactions.

Integration & Developer Experience

Hosted Checkout and API Access

Use our hosted payment page or build your own via well-documented APIs

Developer-Friendly Design

Modern API-first stack and low-friction integration

Payment APIs, Plugins and SDKs

Connect directly into your existing systems and merchant front ends

Merchant Experience

White-Label UIs and Documentation

Fully branded merchant and admin portals, APIs and docs

Merchant Enrollment

Register merchants once - Ginger handles acquirer, wallet and APM registration

Self-Service Onboarding

Merchants can test, configure and go live at their own pace

Payment & Capabilities

Direct Scheme Access via Processors

Through integrations with modern processors like Silverflow, Ginger provides direct access to card schemes, enabling clients to simplify their acquiring stack and operate closer to the network layer.

Advanced Transactions

Includes AFTs (top-ups) and OCTs (payouts) for wallet and disbursement flows

Network and Gateway Tokenisation

Reduce fraud, improve approval and conversion rates and simplify PCI scope

Multi-Currency Processing

Handle transactions in local currencies with seamless conversion and uninterrupted payment flow

Data & Compliance

Real-Time Data Access

Access raw transaction data and logs for analytics and reporting

Compliance and PCI DSS Expertise

Built with and for regulated institutuions

Who is Ginger for?

Acquirers & Banks

Acquirers and banks with an EMI, PI or acquiring licence looking to offer a branded e-commerce payment gateway

PSPs

PSPs and payment platforms entering e-commerce payments and needing a fast, flexible go-to-market

FAQs

What is Ginger?

Ginger is a white-label e-commerce payment platform and gateway. It enables fintechs, banks and PSPs to offer their own payment services without building from scratch.

Do I need a licence ?

No. Ginger works for both licensed and non-licensed entities. Licensed clients can connect directly to schemes via processors, while non-licensed clients can connect via acquiring partners.

What makes Ginger different from other gateways?

Ginger provides each client with their own single-tenant deployment, hosted in their chosen region, and lets you integrate only the components you need. You get control, flexibility and no vendor lock-in.

Is Ginger PCI DSS compliant?

‍Yes. Ginger is a PCI DSS compliant payment gateway, helping reduce your compliance scope through secure infrastructure and tokenisation.

Does Ginger support high-risk merchants?

Yes. Ginger is infrastructure only – we’re agnostic to merchant type. If you have the acquirer, we’ll support the flow.

Does Ginger support alternative payment methods?

Yes. Ginger integrates with over 150 alternative payment methods including local APMs, digital wallets and regional card schemes.

Does Ginger support multi-currency payment processing?

Yes. Ginger enables multi-currency processing and allows you to offer customers localised pricing and settlement.

Can Ginger improve my checkout conversion rates?

Yes. Our single-tenant setup ensures brand consistency during checkout, reduces friction and improves approval rates, leading to higher conversion.

How does Ginger help with merchant onboarding?

Ginger streamlines merchant onboarding by handling acquirer, APM and wallet registration in the background. Merchants can test and go live on their own terms.

Can I access real-time data and analytics from Ginger?

Yes. Ginger gives you direct access to raw transaction logs and real-time data to power your custom dashboards and reporting.

How long does it take to go live?

Most clients launch within a few weeks, supported by clear documentation, dedicated support and a low-friction integration experience.

ready to modernise

your payments?

Let's Talk

Contact us today to learn how XPP can empower your business.

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