One payment SOLUTION for Members, Visitors & Everyone in Between

Seamless payments for unattended services: vending & coffee machines, kiosks, parking, self-service POS, and more.

Semi-public spaces face a unique challenge: serving regular customers who expect recognition and occasional visitors who want quick, frictionless payments. You need payment solutions capable of delivering both personalised experiences and universal accessibility across all your unattended services. That's why our KUARIO HybridPay combines open-loop and closed-loop payments in one system, automatically recognising users and applying the correct price.

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Why HybridPay for Semi-Public Spaces?

The Challenge

Choosing between open and closed-loop systems

Traditional payment systems force you to choose between implementing a closed-loop system that locks out visitors, or use standard open-loop payments that can't recognise regular users or reward loyalty.

How HybridPay solves it

One solution that accepts both

The future of payments in semi-public spaces isn't about choosing between open and closed-loop systems, it's about harnessing the power of both. Open-loop payments bring universal accessibility. Closed-loop systems enable the personal touch, recognising regular users and rewarding their loyalty. Together, they create an ecosystem where every transaction is optimised for the person making it.

The Challenge

Managing complex user privileges without insights

Different groups need different experiences, but managing these rules across multiple unattended services creates administrative headaches. Without data on usage patterns and preferences, you're operating blind.

How HybridPay solves it

One portal that provides full control

HybridPay enables you to create personalised payment experiences for different user groups. An employee taps their company ID card for discounted coffee and free printing, while a VIP visitor receives complimentary vending vouchers, and regular visitors simply pay standard rates. Meanwhile, the KUARIO Management Dashboard provides valuable insights into user behaviour and preferences, helping you optimise services and make smart business decisions.

The Challenge

Payment administration across multiple vendors

Managing clearing and settlement across different payment systems creates reconciliation complexity and administrative burden.

How HybridPay solves it

One contract that handles the full payment process

KUARIO handles all clearing and settling of payments through a single financial contract. One system, one dashboard, one reconciliation process. This means you can focus on what matters most: creating exceptional experiences for everyone who uses your space.

What is the HybridPay Terminal?

The KUARIO HybridPay Terminal brings together the best of both worlds: open- and closed-loop payments on a single device. It’s never been easier to serve every type of user based on their status.

  • Compact: EVA Mini form factor (108 × 75 × 43 mm)

  • 3.5” TFT touch screen with PIN-on-glass for secure, high-value transactions

  • IP65/IK09 durability for demanding environments

  • Always connected via LAN, Wi-Fi, Bluetooth, and optional 4G

  • Integrates easily with vending machines, coffee dispensers, printers, kiosks, and more

  • Available as both a countertop and mounted model

Where can KUARIO be used?

Cafeterias & Canteens

Coffee & Vending Machines

Parking

Printing

Laundry

Lockers

Ready To modernise

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